Closing Costs and Documents

You’ll likely be responsible for a variety of fees and expenses that you will have to pay at the time of closing. Your lender must provide a good-faith estimate of all anticipated settlement costs. Your lender will inform you of your options for having the money available at the closing and any additional documents or identification required.

Walk Through

  • Repairs you’ve requested have been made. The seller should provide copies of paid bills and warranties.
  • There are no major changes to the property since you last viewed it.
  • All items that were included in the sale price — window treatments, lighting fixtures, etc. — are still there.
  • Screens and storm windows are in place or stored.
  • All appliances are operating
  • Major mechanicals such as heating, air conditioning and hot water heater are working.
  • Garage door opener and other remotes are available — the seller should provide keys at the closing.
  • Instruction books and warranties on appliances and fixtures are available (this is not required but is helpful)
  • All personal items of the sellers and all debris have been removed. Check the basement, attic, and every room, closet, and crawlspace.