Closing Costs and Documents
You’ll likely be responsible for a variety of fees and expenses that you will have to pay at the time of closing. Your lender must provide a good-faith estimate of all anticipated settlement costs. Your lender will inform you of your options for having the money available at the closing and any additional documents or identification required.
- Repairs you’ve requested have been made. The seller should provide copies of paid bills and warranties.
- There are no major changes to the property since you last viewed it.
- All items that were included in the sale price — window treatments, lighting fixtures, etc. — are still there.
- Screens and storm windows are in place or stored.
- All appliances are operating
- Major mechanicals such as heating, air conditioning and hot water heater are working.
- Garage door opener and other remotes are available — the seller should provide keys at the closing.
- Instruction books and warranties on appliances and fixtures are available (this is not required but is helpful)
- All personal items of the sellers and all debris have been removed. Check the basement, attic, and every room, closet, and crawlspace.